B&P Financial Services

Morristown, NJ 07960

163 Madison Ave., 2nd Floor

Mon - Fri: 12:00PM to 9:00PM

Excluding Weekends

FINANCIAL Management Goals


    Individual Planning


    Central Planning

    Your financial management goals may look different than the next person’s, especially if you’re an entrepreneur or CEO who manages your own money and investments. However, one of the most important things to do when managing your assets is to make sure that you stick to your financial goals—both the short-term and the long-term ones.

    How you approach financial planning for your business depends on the stage of growth it’s in and the goals you want to accomplish. Central planning, also known as top-down financial management, focuses on capital budgeting and interest rates. In contrast, individual planning emphasizes personal finance principles like short-term goals and long-term goals.

    As a financial manager, my main priority is helping you keep on track by managing your finances properly through planning. By definition, planning includes thinking about what you’re going to do, when you’re going to do it and how you will go about achieving it. Most people tend to focus only on planning as a singular activity, which means writing out a series of steps to achieve their goals. However, several kinds of financial planning include short-term and long-term business plans and individual financial planning. Each can help you set realistic goals and reach them successfully.

    financial management goals
    managing finances

    Our promise

    Financial Management goals

    For all


    Following a structured and calculated approach can help you reach your goals. With the right financial tools, predicting future expenses and revenues to cater to your way of life can now be made easy.

    Life savings

    Not knowing which path to take for savings may seem like a hindrance. But don’t let that get in the way of your planning for the future. Please work with me and watch how the returns on your savings soar high.

    emergency fund

    Planning for the unknown is key to ensuring that your finances will work out for you. Saving for a rainy day, investing in stocks, or even bonds will help your goal towards financial freedom.


    Everyone deserves a break after a few decades of hard work. However, most struggle to get the planning done the right way. With me by your side, you can sit back, relaxing comfortably.

    HOW B&P Financial Helps


    As a Financial Planner, I have had exposure and experience in the field of financial planning for years. As CEO of B&P Financial, I am committed to help exceed your expectations. By drawing examples from my own life, me, James Bondulich, has become well known among families. You are sure to resonate with my experiences and find the path to financial freedom, wealth management, and more!

    I am certified and licensed to help you align your Financial Management Goals. Having acquired an MBA, FPQP, and an Annual Filling Season Program accreditation, my skills pertain to specializing in life insurance, property insurance, and annuities.  


    Consider Hiring a Financial Advisor
    Although a financial advisor can’t tell you your financial goals, they can help you define them. If you think it would be helpful to have someone guide you through your short- and long-term planning processes, then make sure that hiring an advisor is part of your financial management plan. It doesn’t need to be an expensive process. Many advisors will meet with you on a retainer basis for a nominal monthly fee or receive a percentage of assets under management.
    Keep Track of Progress
    Keeping track of your progress toward reaching your financing ideas doesn’t have to be complicated, but it is essential. It’s equally important to keep on top of short-term goals, as well as long-term ones. These can range from saving for a new car or planning for retirement; one of the easiest ways is to create a simple spreadsheet that helps you visualize what you need and when you’ll need it. With just a little bit of effort—and some discipline—you can start taking better control of your financial future. And if things don’t go according to plan, that’s OK; knowing where you stand will help you adjust accordingly so that you’ll reach where you want to be in due time!
    Review Regularly

    Even with a financial plan in place, most investors benefit from periodic reviews of their progress. Whether you’re working with an advisor or doing it yourself, reviewing progress will help you determine whether you should make any changes to your plans and strategies. Consider creating your check-in schedule—at least once a year. To review how well you’ve been sticking to your goals and assess whether there’s anything else you’d like to add or change going forward.